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Buyer Guides

Embark on a journey to homeownership with confidence. Navigating the administrative, financial, and legal intricacies of purchasing a property can vary significantly across different countries. Whether you're a first-time buyer or a seasoned investor, our guide is designed to demystify the real estate process and empower you to make informed decisions. Our comprehensive 10-step buyer's guide is meticulously crafted to guide you through the process, making the transition to your new home in Dubai smooth.

Set a Budget:

Initiate your journey by establishing a budget and ensuring funds are accessible in the UAE for the transfer.

Get a Mortgage:

Engage a reputable mortgage advisor for bank pre-approval. A minimum 20% deposit is crucial for mortgage approval.

Find a RERA-Qualified Broker:

Locate a reliable RERA-qualified broker with customer testimonials. Sign a Form B contract to formalize offer negotiations.

Make an Offer:

Secure mortgage pre-approval and prepare a 10% unit deposit for swift negotiations upon identifying your ideal property.

Pay the Deposit:

Enter into a legally binding Memorandum of Understanding (MoU) or Form F. Complete the transaction through the Dubai Brokers App. Include a 10% unit price cheque and a post-dated commission cheque.

Hire a Conveyancer:

Enlist professional conveyancers for guidance through the sales process. They provide support at every stage.

Obtain the NOC:

Before purchase, ensure the seller obtains a No Objection Certificate (NOC) from the property's developer, confirming no outstanding service charges.

Block the Property:

If there's an existing mortgage, undergo the 'blocking' process. Obtain a liability letter, then visit the Dubai Land Department (DLD) to 'block' the property through specified cheques.

Transfer the Property:

Meet at the broker's office on transfer day with your conveyancer and the seller. Prepare cash or manager's cheques for the purchase and a 4% transfer fee cheque for DLD.

Congratulations and Final Steps:

Celebrate becoming a homeowner! Ensure all utilities are registered in your name, completing the final steps in your homeownership journey.