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Buyer Guides

Embark on a journey to homeownership with confidence. Navigating the administrative, financial, and legal intricacies of purchasing a property can vary significantly across different countries. Whether you're a first-time buyer or a seasoned investor, our guide is designed to demystify the real estate process and empower you to make informed decisions. Our comprehensive 10-step buyer's guide is meticulously crafted to guide you through the process, making the transition to your new home in Dubai smooth.

Set a Budget:

Initiate your journey by establishing a budget and ensuring funds are accessible in the UAE for the transfer.

Get a Mortgage:

Engage a reputable mortgage advisor for bank pre-approval. A minimum 20% deposit is crucial for mortgage approval.

Find a RERA-Qualified Broker:

Locate a reliable RERA-qualified broker with customer testimonials. Sign a Form B contract to formalize offer negotiations.

Make an Offer:

Secure mortgage pre-approval and prepare a 10% unit deposit for swift negotiations upon identifying your ideal property.

Pay the Deposit:

Enter into a legally binding Memorandum of Understanding (MoU) or Form F. Complete the transaction through the Dubai Brokers App. Include a 10% unit price cheque and a post-dated commission cheque.

Hire a Conveyancer:

Enlist professional conveyancers for guidance through the sales process. They provide support at every stage.

Obtain the NOC:

Before purchase, ensure the seller obtains a No Objection Certificate (NOC) from the property's developer, confirming no outstanding service charges.

Block the Property:

If there's an existing mortgage, undergo the 'blocking' process. Obtain a liability letter, then visit the Dubai Land Department (DLD) to 'block' the property through specified cheques.

Transfer the Property:

Meet at the broker's office on transfer day with your conveyancer and the seller. Prepare cash or manager's cheques for the purchase and a 4% transfer fee cheque for DLD.

Congratulations and Final Steps:

Celebrate becoming a homeowner! Ensure all utilities are registered in your name, completing the final steps in your homeownership journey.

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Dubai Real Estate Agency

Happy Customers

4.7   137 Google Reviews


Mustafa Fathallah

Tariq knows Dubai's real estate market by heart and can easily identify opportunities for clients in a very transparant manner, had the pleasure of knowing him and İ would definitely reccommend dealing with him for any one interested in buying/renting a property in Dubai.


Lamya Kamal

Luxliving has great house options with prices that are less than the market and very good deals. Special thanks to Maya, we bought our house through her and she also helped us a lot with selling a house. Her experience and great support is highly appreciated and we recommend her for any buyer or seller.


Rafael Dantas

I want to thank Luxliving Real Estate L.L.C. and specially the agent Ahmedyar Khan, who made sure me and my family had a smooth moving process to one of the properties managed by them. In my 11 years in Dubai, with multiple moving during this time, Mr. Ahmed was the first one to provide a service that, in my opinion, was extremely professional and personal. I recommend his services without any reservations. Thank you!


Mira Ahmed

Dolores & Maya were of great help to me and my husband! Would definitely recommend dealing with them. Quite honest, responsive and always there to help!


Amir Moustafa

Sipho is just the most decent helpful person and all the processes took no time with him. Very humble, always on time and explains everything very well, wishing him really the best. God bless him


Hania Albittar

The agent (tarek taj eldin) has excellent knowledge and experience, offered me diverse options and helped me to narrow them down to the one that suits me the most. Very helpful and time saving. Had a great time dealing with him.


Lubna Khalid

My husband and I were late for the viewing with AbdulSalam but he was still very kind and assisted us well throughout the process. He answered all our concerns and was remarkably helpful we were thankful. It was nice meeting you 👍

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Was dealing through Ms. Elena to look for a property. She was always very thorough, diligent and courteous.


Clinton Foenander

I would like to thanks Maya for her support that she did to get me the best price in selling my villa in Mira.


Ammar Abdul Jabbar

Very professional team, dedicated to their job, understand the client and his expectations before proposing. They look always after your satisfaction on priority.


Nina Saade

It’s a trustworthy company, i had a very pleasant experience. Thank you Mr.Tarek Taj Al Din for your patience, commitment and your wonderful consult.


Fares Najjar

Thanks to the amazing Dolores’ skills we found the property of our dreams! Good job! Keep it up.


Alberto De Pasquale

Fawaz is a really good agent who negociate 7000 AED less from the announce Price on 95000. Thank you Fawaz for your job.


Clement Camarroque

I love working with Bella, she is very professional, attention to details, straightforward and very responsive. She helped us in securing our new home in Dubai Marina and with her the process was smooth, quick and very satisfying.


Vivee Vivian

The real estate agent was excellent!!! Very helpful and professional.


Maria Julia Quiroga

So happy with their services, very professional team 👍 specially Mohamed and Maya 👏


Anis Derouiche

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